Established east and central Roseville lands near 1.1–1.2% of value once voter bonds are added to the 1% Prop 13 base. Newer West Roseville tracts carrying CFD bond debt run an effective ≈1.6% or higher. Expect a one-time supplemental bill about a year after closing for the gap between the seller’s old assessed value and your purchase price.

Concentrated in the master-planned west side. Newer builds run around $4,000/yr; the newest phases with a full 30–40 year bond term can reach $6,000–$12,000/yr. Older east-side neighborhoods carry little or none. It is a fixed dollar charge, not a percentage — read the parcel’s tax bill or the builder’s CFD disclosure before you make an offer.

CFD neighborhoods: Fiddyment Farm · WestPark · Villages at Sierra Vista · Crocker Ranch · Amoruso Ranch

Flat, densely built Roseville is largely outside mapped Very High fire zones under CAL FIRE’s 2025 maps; isolated creek and open-space edges can map Moderate. Most homes are insurable on the standard market. Typical premiums run ≈$1,300–$2,200/yr for 95747, 95661, and 95678 — dwelling- and ZIP-driven estimates, not quotes.

The City of Roseville runs its own municipal utility, Roseville Electric — one of the cheaper providers in California, roughly $156/mo at 750 kWh (June 2026). A comparable PG&E bill for the same usage is about $290/mo, so being on Roseville Electric is a genuine, recurring saving rather than a hidden cost. Confirm the territory for a specific address.